It’s likely that you receive account statements and trade confirmations either by paper, electronic delivery, or perhaps a combination of the two on a monthly or quarterly basis. Account Statements and Transaction Confirmations They may reach out by phone or even email. According to the Federal Trade Commission (FTC), for example, a thief may retrieve a medical bill from the garbage and pose as the medical office requesting additional payments. Seniors are frequent targets of identity theft, and while cybercrime has increased exponentially, thieves are not above old-fashioned “dumpster diving” to acquire paper records. When it comes to decluttering, financial and legal documents are among the most important paperwork to understand and differentiate what needs to be filed away, and what can be disposed of – securely. Even with the proliferation of electronic delivery, we are inundated with paper on a daily basis – junk mail, bills, receipts, statements, and notices. As a Wealth Advisor, around this time of year between tax filing and spring cleaning, I am often asked, “Do I need to keep this?” by cautious clients who are eager to declutter. Repeat this process daily to see even more results.Every spring at RegentAtlantic, we host a Shred Day for clients and friends of the firm. Celebrate! You’ve gotten rid of clutter in your home.The next time you drive by a donation place, you can drop the box off. Take your trash bag to the garbage bin, and put your “get rid of it” box in your car.At the end of 10 minutes, stop what you’re doing, and put away anything that’s out of place.Remember that the goal is to declutter and get rid of as much stuff as possible. Examine each item individually, and try to work as quickly as possible.If it’s not, put it in your get rid of it box, or in your trash bag if applicable. If the item is used/enjoyed, put it back in its place.Ask yourself if each item is something that is really used and/or enjoyed. Then, start taking out each item one by one.Begin by throwing things away that are obviously trash.Get some kind of container (a box or bin) for things you plan to get rid of that aren’t trash. Grab a garbage bag so you can throw things away as you work.During your 10 minutes, focus completely on decluttering that drawer. For example, select a desk drawer instead of a whole office. Smaller areas are better, because you’ll be able to see your progress more easily. Select an area in your home you’d like to declutter.As you get used to decluttering, you can increase the amount of time. To start out, you might just want to work for 10 minutes. Set a timer for a specific, short amount of time.Unexpected Changes You’ll See When You Start to Declutter Your Home.Ready to start decluttering? Looking for ways to straighten up your home without cleaning and organizing for hours at a time? The Declutter 101 process will help you get started on decluttering and organizing your home.
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